Critical illness insurance – financial compensation for any purpose

Health insurance covers treatment expenses, but there are also other expenses associated with a serious illness. Get to know critical illness insurance and cancer detection insurance

If, God forbid, you develop a serious illness, your health insurance will provide coverage for various treatment needs – tests, surgeries, medications, etc. The type of coverage in these insurances is called indemnity, that is, reimbursement of expenses.

But a serious illness, in many cases, also causes expenses that are not directly related to treatment, recovery, and rehabilitation.

How can you meet these expenses?

For this purpose, there are indemnity-type policies – critical illness insurance and cancer detection insurance

These policies provide financial compensation at the rate specified in the policy, which is intended for virtually any purpose, at the sole discretion of the insured and his family.

Illustrative examples:

A patient who can continue to work but is not allowed to drive, due to his illness or the medications he is receiving, will be able to afford to hire a driver for the period of treatment using the compensation.
Receiving financial compensation can allow the patient’s spouse to give up part of their income to devote time to helping the sick spouse, without harming the family’s standard of living.
For a patient who is forced to spend most of their time at home, the quality of life can be improved by purchasing a sophisticated television with a variety of channels that will help them relieve boredom.
As mentioned, the use of compensation funds from insurance policies for the detection of serious illnesses and insurance policies for the detection of cancer is at the sole discretion of the insured.

Emphasis on indemnity-type health insurance policies
A critical illness insurance policy provides compensation in cases of the detection of one of the 32 diseases defined in the policy.
A cancer insurance policy provides compensation in cases of the detection of any type of cancer.
Compensation is provided regardless of or dependent on other coverages available to the insured. That is, more than one policy can be purchased.
In cases of the detection of incurable diseases, compensation can be received in an expedited procedure.
Critical illness and cancer insurance policies can be purchased even without private indemnity-type health insurance
Compensation-type policies – critical illness and cancer insurance – are an important and essential component of the insurance protection system of Health insurance, and they are part of the set of considerations for building a private health insurance package for the family, alongside insurance for surgeries, transplants, over-the-counter medications, and advanced tests.

We are at your service in consulting and building a family health insurance portfolio tailored to your needs and budget.