{"id":2147,"date":"2022-05-22T08:47:29","date_gmt":"2022-05-22T05:47:29","guid":{"rendered":"https:\/\/oren-en.ussl.co.il\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/"},"modified":"2026-02-22T17:15:51","modified_gmt":"2026-02-22T15:15:51","slug":"%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7","status":"publish","type":"insurance","link":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/","title":{"rendered":"Life Insurance (Risk Insurance)"},"content":{"rendered":"

Being prepared for any scenario means being responsible toward your loved ones.<\/strong><\/p>\n

Life insurance for Term Life is essentially family financial protection. Period.
\nIts purpose is to provide financial security to the insured\u2019s beneficiaries in the event of the insured\u2019s death.
\nIn such a case, the need to ensure the welfare and financial stability of our loved ones requires advance planning for a solution that will provide them with a replacement source of income.<\/p>\n

First, define the key terms: <\/strong><\/p>\n

When purchasing life insurance, it is important to define the sum insured, the policy term, the purpose of the coverage,
\nand the method of benefit payment to the beneficiaries in the event of the insured\u2019s death.<\/p>\n

Then, choose the appropriate structure: <\/strong><\/p>\n

The policyholder can choose between several policy options, coverage amounts, and payout methods, according to the family\u2019s needs and financial objectives:<\/p>\n

    \n
  1. A policy that includes a savings component combined with life insurance coverage, with various investment track options.<\/li>\n<\/ol>\n
      \n
    1. Lump-sum benefit \u2013 a one-time insurance payout in the event of the insured\u2019s death (premium rates may be updated periodically). This amount is intended to serve as income replacement for the beneficiaries. Term life insurance (risk insurance) or accidental death insurance provide this type of coverage.<\/li>\n<\/ol>\n
        \n
      1. Monthly annuity \u2013 a fixed monthly income paid to the family members after the insured\u2019s death, for a predefined period determined in advance by the policyholder.<\/li>\n<\/ol>\n

        Important to know: <\/strong>The premium amount is determined based on underwriting factors such as the insured\u2019s age, gender, occupation, medical condition at the time of policy issuance, and smoking status.<\/p>\n

        Ultimately, the knowledge that your family will be financially protected in any situation provides long-term financial security and peace of mind.<\/strong><\/p>\n","protected":false},"featured_media":2148,"parent":0,"template":"","insurance_category":[31],"class_list":["post-2147","insurance","type-insurance","status-publish","has-post-thumbnail","hentry","insurance_category-life-insurance"],"acf":[],"yoast_head":"\nLife Insurance (Risk Insurance) - \u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/\u05d1\u05d9\u05d8\u05d5\u05d7-\u05dc\u05de\u05e7\u05e8\u05d4-\u05de\u05d5\u05d5\u05ea-\u05e8\u05d9\u05e1\u05e7\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Life Insurance (Risk Insurance) - \u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1\" \/>\n<meta property=\"og:description\" content=\"Being prepared for any scenario means being responsible toward your loved ones. Life insurance for Term Life is essentially family financial protection. Period. Its purpose is to provide financial security to the insured\u2019s beneficiaries in the event of the insured\u2019s death. In such a case, the need to ensure the welfare and financial stability of […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/\u05d1\u05d9\u05d8\u05d5\u05d7-\u05dc\u05de\u05e7\u05e8\u05d4-\u05de\u05d5\u05d5\u05ea-\u05e8\u05d9\u05e1\u05e7\/\" \/>\n<meta property=\"og:site_name\" content=\"\u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-22T15:15:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/oren-en.ussl.co.il\/wp-content\/uploads\/2022\/05\/shutterstock_188447843.png\" \/>\n\t<meta property=\"og:image:width\" content=\"947\" \/>\n\t<meta property=\"og:image:height\" content=\"1014\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/\",\"url\":\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/\",\"name\":\"Life Insurance (Risk Insurance) - \u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1\",\"isPartOf\":{\"@id\":\"https:\/\/oren-en.ussl.co.il\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/oren-en.ussl.co.il\/wp-content\/uploads\/2022\/05\/shutterstock_188447843.png\",\"datePublished\":\"2022-05-22T05:47:29+00:00\",\"dateModified\":\"2026-02-22T15:15:51+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#primaryimage\",\"url\":\"https:\/\/oren-en.ussl.co.il\/wp-content\/uploads\/2022\/05\/shutterstock_188447843.png\",\"contentUrl\":\"https:\/\/oren-en.ussl.co.il\/wp-content\/uploads\/2022\/05\/shutterstock_188447843.png\",\"width\":947,\"height\":1014},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/oren-en.ussl.co.il\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u05d1\u05d9\u05d8\u05d5\u05d7\u05d9\u05dd\",\"item\":\"https:\/\/oren-en.ussl.co.il\/insurance\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Life Insurance (Risk Insurance)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/oren-en.ussl.co.il\/#website\",\"url\":\"https:\/\/oren-en.ussl.co.il\/\",\"name\":\"\u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/oren-en.ussl.co.il\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Life Insurance (Risk Insurance) - \u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/\u05d1\u05d9\u05d8\u05d5\u05d7-\u05dc\u05de\u05e7\u05e8\u05d4-\u05de\u05d5\u05d5\u05ea-\u05e8\u05d9\u05e1\u05e7\/","og_locale":"en_US","og_type":"article","og_title":"Life Insurance (Risk Insurance) - \u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1","og_description":"Being prepared for any scenario means being responsible toward your loved ones. Life insurance for Term Life is essentially family financial protection. Period. Its purpose is to provide financial security to the insured\u2019s beneficiaries in the event of the insured\u2019s death. In such a case, the need to ensure the welfare and financial stability of […]","og_url":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/\u05d1\u05d9\u05d8\u05d5\u05d7-\u05dc\u05de\u05e7\u05e8\u05d4-\u05de\u05d5\u05d5\u05ea-\u05e8\u05d9\u05e1\u05e7\/","og_site_name":"\u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1","article_modified_time":"2026-02-22T15:15:51+00:00","og_image":[{"width":947,"height":1014,"url":"https:\/\/oren-en.ussl.co.il\/wp-content\/uploads\/2022\/05\/shutterstock_188447843.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/","url":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/","name":"Life Insurance (Risk Insurance) - \u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1","isPartOf":{"@id":"https:\/\/oren-en.ussl.co.il\/#website"},"primaryImageOfPage":{"@id":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#primaryimage"},"image":{"@id":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#primaryimage"},"thumbnailUrl":"https:\/\/oren-en.ussl.co.il\/wp-content\/uploads\/2022\/05\/shutterstock_188447843.png","datePublished":"2022-05-22T05:47:29+00:00","dateModified":"2026-02-22T15:15:51+00:00","breadcrumb":{"@id":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#primaryimage","url":"https:\/\/oren-en.ussl.co.il\/wp-content\/uploads\/2022\/05\/shutterstock_188447843.png","contentUrl":"https:\/\/oren-en.ussl.co.il\/wp-content\/uploads\/2022\/05\/shutterstock_188447843.png","width":947,"height":1014},{"@type":"BreadcrumbList","@id":"https:\/\/oren-en.ussl.co.il\/en\/insurance\/%d7%91%d7%99%d7%98%d7%95%d7%97-%d7%9c%d7%9e%d7%a7%d7%a8%d7%94-%d7%9e%d7%95%d7%95%d7%aa-%d7%a8%d7%99%d7%a1%d7%a7\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/oren-en.ussl.co.il\/en\/"},{"@type":"ListItem","position":2,"name":"\u05d1\u05d9\u05d8\u05d5\u05d7\u05d9\u05dd","item":"https:\/\/oren-en.ussl.co.il\/insurance\/"},{"@type":"ListItem","position":3,"name":"Life Insurance (Risk Insurance)"}]},{"@type":"WebSite","@id":"https:\/\/oren-en.ussl.co.il\/#website","url":"https:\/\/oren-en.ussl.co.il\/","name":"\u05d0\u05d5\u05e8\u05df-\u05de\u05d6\u05e8\u05d7, \u05de\u05e7\u05d1\u05d5\u05e6\u05ea \u05d4\u05e4\u05e0\u05d9\u05e7\u05e1","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oren-en.ussl.co.il\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/oren-en.ussl.co.il\/en\/wp-json\/wp\/v2\/insurance\/2147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oren-en.ussl.co.il\/en\/wp-json\/wp\/v2\/insurance"}],"about":[{"href":"https:\/\/oren-en.ussl.co.il\/en\/wp-json\/wp\/v2\/types\/insurance"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oren-en.ussl.co.il\/en\/wp-json\/wp\/v2\/media\/2148"}],"wp:attachment":[{"href":"https:\/\/oren-en.ussl.co.il\/en\/wp-json\/wp\/v2\/media?parent=2147"}],"wp:term":[{"taxonomy":"insurance_category","embeddable":true,"href":"https:\/\/oren-en.ussl.co.il\/en\/wp-json\/wp\/v2\/insurance_category?post=2147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}